Author Archives: Martin Jack

Here’s What You Should Do After A Car Accident

Car Accident

In the United States alone, there are nearly 6 million road accidents every year, leading to casualties and loss of property and life. One in every three accidents results in serious injury and damage while twenty percent of the casualties result in death or fatal injuries. If you have been a victim of a car crash, get in touch with an attorney who will help you in claim settlement and other legal issues. Search topics at www.findlaw.com and learn about the law related to accidents and injuries.

Take a look at these top eight things to follow religiously when you are involved in an accident.

Never Escape From The Scene
Do not attempt to run away from the accident scene as you can be booked under the law.

Use Road Flares
To avoid further disasters, you can set up a warning sign or a board, so other passersby move away from the accident spot. Park your car by the side and wait until help arrives. Use a flashlight or torch at night and remain in the car for the right help to reach you.

Contact The Police Officers
Report the accident to the officer in charge or if it takes time for them to reach the scene, you can file a complaint at the nearest police station. Do not shy away from approaching the police as a report is required in order to claim your insurance. Do not distort the pieces of evidence at the accident scene as it can complicate the matter.

Move your vehicle to the side if it is hindering the smooth flow of traffic.

Give Accurate Information
When the officers arrive, narrate the incident without skipping any facts or evidence. If you are unsure of something, inform them rather than indulging in guesswork. When you are asked about your personal injuries, do not reply in the negative. Say you are not sure as the pain surfaces few hours after the accident. Do not try to give your own version of the story, assuming things or facts.

Keep Evidence Handy
If you own a portable camera in your emergency kit or you have a smartphone with you, use them to click pictures of the crime scene. If there are several vehicles involved, take the photos from all corners and angles, so there is clarity. If it is possible, take a photo of the number plate of the vehicles that will serve as proof.

Exchange Important Information
The investigating officer must find out the names and contact details of all the people associated with the accident. If they take time to reach the location, you can volunteer and gather all relevant details like the name, contact details, insurance company name, card number, any other detail you think is important.

Contact Your Insurance Company
Get in touch with your insurance agent immediately or within few hours after the occurrence of the accident. Find out from your insurance company if there are provisions like medical benefits that are included in the policy. If you are eligible for “medical pay,” you must submit related documents and related bills.

This feature covers all the passengers present in the vehicle at the time of the accident, and once the benefit is exhausted, your insurance company will take care of the rest.

Get Medical Help
Do not forget to get medical assistance amidst all the running between insurance companies and police station. Unless you are sure that you did not sustain any injuries, you should visit your physician immediately. There have been reports of minor accidents that led to spinal cord damages.

Follow these golden tips, and you can protect your rights, ensuring a smooth settlement of claims.

Be Aware Of Few Common Car Accident Injuries

car- accident

Injuries due to car accidents vary in accordance with the impact and severity of the collision. However, there are some common injuries occur in most of the car accidents that take place across the world. Interested readers, as well as car owners, can check out this blog post to find these common injuries as a matter of general awareness. For more details about this subject, one can also browse the website www.findlaw.com and get benefitted. It is always better to know the full extent of injuries before making a car insurance claim from the insurance companies. Also, the victims need to know what type of injury for seeking the right medical attention. Here, one should also consider including the future costs that would be needed and the same should be included in the claim.

When it comes to car accidents, various factors are involved causing different injuries. Even the most experienced drivers are prone to encounter serious injuries. Undoubtedly, lack of experience is not only the cause of car accidents. According to the recent studies, the impact of a car accident is becoming worse due to the seat belt injuries. Though seat belts are supposed to protect the drivers and other passengers, poor quality seat belts can make things worse causing belts to snap or tear at the time of the collision. Such injuries are considered to be more serious in nature wherein you can hold the product supplier or the car makers legally liable.

Car accidents can cause both internal or external injuries and even both, which is determined by the severity and the force of impact of the collision. In general, injuries can affect neck and spine, and such injuries can take more weeks to heal while few take even years to settle down. Certain injuries can even result in permanent disablement for the victims. By knowing about the common car accident injuries, you can able to assess the value of money you need to claim from the insurance companies.

In such cases, proper documents like a medical report, police report and other photo evidence can be handy for your personal injury lawyer to fight your case in getting the best possible claims from the insurance companies. Remember, lawyers from the insurance companies will not allow you to claim large amounts in order to safeguard the interest of the firms which hire them. Hence, your documents and the presentation of facts should be enough to fight your case in getting the desired claims.

At times, cuts due to broken glasses or metal pieces of the car can make some injuries which can be either severe or minor one that needs stitches or even immediate surgical procedure. Though these injuries may not cause any long-term damages but can have an impact quality of life for the victims, especially the scars on the face. Bone breakage seems to be more common during the car accidents. Such internal injuries happen in wrists, arms, ankles, legs and even in ribs. Most of these bone damages can be treated with a cast, while a few needs surgery.

Why You Should Choose A Career In Insurance

 insurance

Are you not sure of whether to choose insurance as a career or not? The stereotypical thinking among people is that a career in insurance is a boring desk job where in you have to sell insurance policies to people using manipulative ways. But it is an industry which generates a lot of revenue to your country and also employs thousands of people with different educational qualifications. There are many companies which offer diverse and rewarding career. If you are not convinced about the scope of professional development visit their site here, to understand better.
www.moneyadviceservice.org reports that as per their survey there are not many people who look to join this industry as they do not know the perks of joining an industry which is recession free. Read below to find out why a career in insurance can be satisfying as well as rewarding.

Study as well as earn
If you are one among those who have to earn to live but wants to study further, this job makes a lot of sense. Even after completing your study, due to lack of experience or qualification, you will not always get the job you have trained for, only to be left with debts of a college loan. To land a job in this industry all you will need is to complete an apprentice program to land a job. You can land a job using this program to start a career while you are studying to graduate from your college.

Innumerable opportunities
Insurance industry jobs are short staffed due to lack of skills. Many programs are designed and developed to attract millennials so that they can employ the right people who are motivated and looking to grab the opportunity to work in this always growing industry.

Insurance is evergreen
Insurance is needed everywhere from health, life to travel. People need it for almost everything as there is always a risk that will be required to reduce. That implies there will always be a need for insurance and also work opportunities. As insurance companies succeed, there will need more jobs to be had.

Financially rewarding
The insurance industry is making profits thereby the salary being paid is also good. It offers a lot of financial benefits to be had for people who are looking for a job in insurance. The people who work there will have options of traveling places which in itself will provide a unique work experience. Along with salary, there are other benefits like pension and insurance which is an added incentive to your salary.

Varied career path
There are many career paths that you can choose based on your interest and skills. Though it is a desk job, it does not need to be boring as it provides opportunities to interact with colleagues as well as work with customers, brokers, and agents. There are other various career paths that you can choose like accounting, claims handling, underwriting, etc.

Insurance is an industry that is very dynamic where new products and ideas are often fleeting, and there is a place for young as well as experienced people to work.