In the United States alone, there are nearly 6 million road accidents every year, leading to casualties and loss of property and life. One in every three accidents results in serious injury and damage while twenty percent of the casualties result in death or fatal injuries. If you have been a victim of a car crash, get in touch with an attorney who will help you in claim settlement and other legal issues. Search topics at www.findlaw.com and learn about the law related to accidents and injuries.
Take a look at these top eight things to follow religiously when you are involved in an accident.
Never Escape From The Scene
Do not attempt to run away from the accident scene as you can be booked under the law.
Use Road Flares
To avoid further disasters, you can set up a warning sign or a board, so other passersby move away from the accident spot. Park your car by the side and wait until help arrives. Use a flashlight or torch at night and remain in the car for the right help to reach you.
Contact The Police Officers
Report the accident to the officer in charge or if it takes time for them to reach the scene, you can file a complaint at the nearest police station. Do not shy away from approaching the police as a report is required in order to claim your insurance. Do not distort the pieces of evidence at the accident scene as it can complicate the matter.
Move your vehicle to the side if it is hindering the smooth flow of traffic.
Give Accurate Information
When the officers arrive, narrate the incident without skipping any facts or evidence. If you are unsure of something, inform them rather than indulging in guesswork. When you are asked about your personal injuries, do not reply in the negative. Say you are not sure as the pain surfaces few hours after the accident. Do not try to give your own version of the story, assuming things or facts.
Keep Evidence Handy
If you own a portable camera in your emergency kit or you have a smartphone with you, use them to click pictures of the crime scene. If there are several vehicles involved, take the photos from all corners and angles, so there is clarity. If it is possible, take a photo of the number plate of the vehicles that will serve as proof.
Exchange Important Information
The investigating officer must find out the names and contact details of all the people associated with the accident. If they take time to reach the location, you can volunteer and gather all relevant details like the name, contact details, insurance company name, card number, any other detail you think is important.
Contact Your Insurance Company
Get in touch with your insurance agent immediately or within few hours after the occurrence of the accident. Find out from your insurance company if there are provisions like medical benefits that are included in the policy. If you are eligible for “medical pay,” you must submit related documents and related bills.
This feature covers all the passengers present in the vehicle at the time of the accident, and once the benefit is exhausted, your insurance company will take care of the rest.
Get Medical Help
Do not forget to get medical assistance amidst all the running between insurance companies and police station. Unless you are sure that you did not sustain any injuries, you should visit your physician immediately. There have been reports of minor accidents that led to spinal cord damages.
Follow these golden tips, and you can protect your rights, ensuring a smooth settlement of claims.